POLICY HIGHLIGHTS
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Occurrence and
claims-made policies
available
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Coverage included
for telepsychiatry
and forensic services
at no extra cost
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You don't need
tail coverage
to switch
There’s more! See our coverage checklist for the full list of policy features, coverages and benefits.
DISCOUNTS MAY BE AVAILABLE FOR
- Child and adolescent psychiatrists
- Early career psychiatrists (up to first five years of practice)
- Military (up to the first five years after exit)
- Part-time psychiatrists
Limitations and Eligibility Requirements Apply
- National psychiatric association membership
- Moonlighting Residents/fellows
- Risk management education
Enhanced Policy
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PRMS has launched an enhanced policy with important coverages that protect you from the emerging risks in psychiatry.
HIPAA Defense Coverage
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Up to $50,000 for defense, fines and penalties (where allowed by law) arising out of any investigations or civil proceedings concerning actual or potential HIPAA violations.
Nationwide Coverage
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If your practice moves to another state or if you provide telepsychiatry to patients in another state, PRMS can cover you.
Financial Strength of Insurer
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Our carrier, Fair American Insurance and Reinsurance Company, is rated ‘A++ (Superior)' by A.M. Best Company and ‘A+’ by Standard & Poor’s.