Our experienced team of insurance and risk management professionals is uniquely qualified to handle large, complex, and multi-member insurance programs.

Martin G. Tracy, JD, ARM
President & CEO

Joseph P. Detorie, CPA
Executive Vice President & CFO

Melanie Smith
Senior Vice President, Client Relations

Jacqueline Palumbo
Senior Vice President, Underwriting

Jacqueline Melonas, RN, MS, JD
Vice President, Risk Management

Jean Clark Bates, RN, BSN, MPPM
Vice President, Claims

Cora L. Watley
Assistant Vice President, Underwriting

Max Ahmadi, CNE, MCSE
Assistant Vice President, Information Systems

Donna Vanderpool, MBA, JD
Assistant Vice President, Risk Management

Megan Jones, MBA
Assistant Vice President, Marketing

Denny Rodriguez, JD
Assistant Vice President , Claims

Martin G. Tracy, JD, ARM President & CEO Martin Tracy has been leading PRMS since July 1998, when he took on the role of President and CEO. The company is nationally recognized today for its expertise in the specialized field of professional liability insurance for behavioral healthcare professionals. He was with the American Psychiatric Association Office of Member and Staff Benefits when the association created PRMS in 1986 and has been a member of the management team directing and guiding the company ever since. Mr. Tracy speaks nationally on insurance and risk management issues in behavioral healthcare. He is a published author and contributor to several leading national publications, writing on topics including strategies for risk retention groups/purchasing groups, examining and analyzing malpractice coverage for psychiatrists and psychologists, identifying exposures raised by the changing practice nature and environment of today's behavioral healthcare professional. Through active membership in organizations such as the American Health Lawyers Association, Professional Liability Underwriting Society, Risk and Insurance Management Society, and the Academy of Organizational and Occupational Psychiatry, he stays on top of emerging trends and issues that impact the company and the market it serves. Mr. Tracy is a member of the DC Bar. Contact Martin Tracy.

Joseph P. Detorie, CPA Executive Vice President & CFO Joseph Detorie has 25 years of experience in the insurance finance industry. He joined PRMS in 1991 and currently serves as its Executive Vice President and Chief Financial Officer. He is responsible for the overall direction of the finance, HR/administration and information systems segments of PRMS. His current functions include analysis and presentation of underwriting and financial results, contract negotiation, and corporate strategic planning. Prior to joining PRMS, Mr. Detorie was employed for eleven years by AVEMCO subsidiaries and his responsibilities included serving as Treasurer of Eastern Aviation and Marine Underwriters and Director of Eastern Aviation and Marine Insurance Company. He was responsible for the financial and operational departments as well as the tactical implementation of strategic corporate plans. He is a member of the Professional Liability Underwriting Society and the Society for Human Resource Management. Contact Joseph Detorie.

Melanie Smith Senior Vice President, Client Relations Melanie Smith manages the marketing, sales and public relations functions for PRMS. This responsibility includes developing and implementing strategic marketing campaigns and communication activities to promote PRMS and client insurance programs in the healthcare marketplace. Ms. Smith has worked in the marketing, communications and public relations fields since 1979. She was employed by the American Psychiatric Association Office of Member and Staff Benefits prior to joining PRMS in 1986. Previously, she was Marketing Manager for an educational association. She represents PRMS on the Corporate Advisory Council of the American Psychiatric Foundation. Ms. Smith earned her bachelor's degree in Public Relations Management from George Mason University. Contact Melanie Smith.

Jacqueline Palumbo Senior Vice President, Underwriting Jacqueline Palumbo is an experienced underwriting manager, having worked in the medical malpractice insurance industry since 1977. She joined PRMS in 1996 and directs the overall underwriting including rate and product development, renewal, policy issuance and account management. Ms. Palumbo oversees customer service, premium billing/collection and record keeping on client programs. Ms. Palumbo has substantial professional liability underwriting expertise with physician, hospital and managed care risks. Prior to joining PRMS, she worked for Healthcare Underwriters Mutual Insurance Company as the Director of Underwriting. Previous experience includes underwriting management positions with PIC Wisconsin, The Doctors Company and Illinois State Medical Inter Insurance Exchange. Contact Jacqueline Palumbo.

Jacqueline Melonas, RN, MS, JD Vice President, Risk Management Jacqueline Melonas is a healthcare attorney and a clinical specialist in psychiatric nursing with a focus on child and adolescent psychiatry. She joined PRMS in 1998 and is responsible for directing and overseeing the risk management department including the consultation helpline for insureds, national seminars and Rx for Risk, the quarterly risk management newsletter. She speaks nationally on emerging liability issues and has been published in numerous publications including Psychiatric News and Psychiatric Practice & Managed Care. For the past fifteen years, Ms. Melonas has been developing and implementing risk management programs for behavioral healthcare professionals and liability insurance companies, as well as providing claims and litigation management. In addition to her behavioral healthcare experience, she has provided risk management programs for long-term care providers, acute care clinics, and rehabilitation facilities. Ms. Melonas is a member of the American Bar Association, American Society for Healthcare Risk Management, Maryland Society for Healthcare Risk Management, American Health Lawyers Association and Professional Liability Underwriting Society. She received her law degree from the University of Maryland, School of Law. Contact Jacqueline Melonas.

Jean Clark Bates, RN, BSN, MPPM Vice President, Claims Jean Bates is an experienced medical malpractice claims manager and negotiator, particularly involving behavioral healthcare litigation. She joined PRMS in 1989 and is currently directing and overseeing the claims department while still maintaining an active role in adjusting complex malpractice cases. Ms. Bates has over seventeen years of experience in healthcare liability insurance, investigating and managing malpractice claims for a broad range of specialties including emergency medicine, internal medicine, orthopedics, obstetrics/gynecology and general surgery. She brought into this profession her clinical experience in the neurosurgery intensive care unit of a university hospital and the emergency department of a large county facility. She is a member of the Professional Liability Underwriting Society. Ms. Bates received her nursing degree from the University of Alabama and master's degree in business from Birmingham Southern College. Contact Jean Bates.

Cora L. Watley Assistant Vice President, Underwriting Cora Watley is a licensed Property and Casualty agent with over 30 years of underwriting experience, including ten years in a supervisory/managerial capacity for both technical and administrative functions. Prior to joining PRMS in 1994, Ms. Watley worked for Maryland Casualty Company as the Area Underwriting Manager and CNA Insurance Company as an Underwriting Specialist. She also has worked for Aetna Life and Casualty Company as a commercial property underwriter. Contact Cora L. Watley.

Max Ahmadi, CNE, MCSE Assistant Vice President, Information Systems Max Ahmadi is a Certified Novell Engineer and a Microsoft Certified Systems Engineer. He has almost 20 years experience in information technology and has been with PRMS since 1995. Prior to joining PRMS, Mr. Ahmadi worked as a Network Engineer with a top-20 national networking firm where he installed over 200 networks a year. Mr. Ahmadi is responsible for managing the PRMS computer network and developing network security configurations. Contact Max Ahmadi.

Donna Vanderpool, MBA, JD Assistant Vice President, Risk Management Donna Vanderpool received her undergraduate degree from James Madison University, and her MBA and JD from George Mason University. Since joining PRMS, she has staffed the Risk Management Consultation Service Helpline, giving telephone advice and recommendations on all types of psychiatric risk management issues. She currently assists the Vice President with the development and implementation of risk management services. In addition to contributing to PRMS' risk management publications and seminars, and developing risk management tools, she has traveled across the nation as a speaker on risk management issues for various psychiatric organizations, and has written risk management articles for publication in psychiatric journals. Ms. Vanderpool has developed an expertise in the area of HIPAA and psychiatry, and has spoken nationally on the subject. Her numerous articles on HIPAA have been published in psychiatric as well as legal periodicals. Ms. Vanderpool's professional background includes not only practicing law, but also teaching business and legal courses, and managing a general surgical practice. During her eight years with the surgical practice, she developed and implemented compliance programs for fraud and abuse, coding, OSHA, and other practice areas, and also instituted various risk management strategies. Contact Donna Vanderpool.

Megan Jones, MBA Assistant Vice President, Marketing Megan Jones manages the direct marketing and individual sales functions. She is responsible for the development of marketing strategies and promotions for client programs. Ms. Jones received her undergraduate degree in Marketing from Elon College in North Carolina and her MBA through the Wharton School of Business at the University of Pennsylvania . Ms. Jones brings valuable experience to PRMS as a licensed Property and Casualty agent with a background in both the insurance and the marketing industries. Ms. Jones worked with State Farm Insurance Company prior to joining PRMS in 1997. Contact Megan Jones.

Denny Rodriguez, JD Assistant Vice President, Claims Denny Rodriguez joined PRMS in 1999. In addition to his experience in managing behavioral healthcare malpractice claims and providing risk management advice, Mr. Rodriguez also worked in Obstetrical and Gynecological malpractice litigation as well as Tort Law, Housing Law, Employment Law, and Consumer Law.  He provided consultation services to various companies on the development and implementation of alcohol and drug testing programs, and conducted training seminars on the Omnibus Alcohol and Drug Testing Act for Alcohol Breath Testing Technicians and Trainers. Mr. Rodriguez graduated from the University of North Carolina at Chapel Hill School of Law.  Mr. Rodriguez is a licensed adjuster and a member of the American Bar Association Litigation Section and Section of Science and Technology; Maryland State Bar Association, Health Law Section; and Professional Liability Underwriting Society.  He also speaks nationally on insurance and risk management topics. Contact Denny Rodriguez.